At Cash Rupee, we value your privacy and are committed to handling your data with transparency, responsibility, and in compliance with applicable regulations. This Privacy Policy explains what information we collect, how we use it, how it is protected, and under what circumstances it may be shared.
By downloading, installing, or using the Cash Rupee app, you consent to the collection and use of your information as described in this policy. If you do not agree with any part of this policy, please discontinue use of the application.
Personal Information
We collect personal details such as your full name, date of birth, phone number, email address, residential address, occupation, and income details. This information helps assess eligibility and prevent fraud. Data is securely uploaded to https://api.cashrupee.net/ and deleted once the evaluation is complete. We do not share this data with any third party.
SMS Information
With your explicit consent, we collect, access, and temporarily store only financial SMS messages on your device—such as salary credits, payment alerts, and overdue notices—strictly limited to those received within the past 6 months. Salary credit messages help us understand income regularity, while late payment alerts help assess credit risk.
We do not collect or store your personal SMS data, nor do we share it with any third party. All SMS data is securely encrypted and transmitted only to https://api.cashrupee.net/ for credit assessment purposes, and it is permanently deleted once the credit decision is complete.
Installed Applications
Details such as app names, installation and update timestamps, and package names are collected to verify device authenticity and prevent fraudulent activities. The data is encrypted, securely transmitted to https://api.cashrupee.net/, and deleted after evaluation. It will not be shared with any third party.
Device Information
We collect details about your device, including model, IMEI, Google Advertising ID, operating system version, and screen resolution. This information helps improve our service and enhance security. All data is encrypted, securely transmitted to https://api.cashrupee.net/, and deleted after assessment. It is never shared with any third party.
Camera & Media Access
During the application process, we may request access to your camera or media files to facilitate document uploads, such as KYC verification. All uploaded data is encrypted, securely transmitted to https://api.cashrupee.net/, and deleted after verification. We do not share this data with any third party.
User Behavior Data
We gather data on how you interact with the app, such as page visits, button clicks, feature usage, and session durations. This information helps us detect abnormal usage patterns, enhance user experience, and improve service performance. All such data is encrypted, securely transmitted to https://api.cashrupee.net/, anonymized after analysis, and deleted. It will not be shared with any third party.
We use the information collected for purposes including:
Identity verification and KYC compliance
Loan eligibility assessment and risk evaluation
Preventing fraud and detecting suspicious behavior
Improving app performance and customer support
Fulfilling legal, regulatory, and compliance obligations
You may choose to deny certain permissions, but doing so may limit access to some features of the app.
We do not sell your personal information. We may share your data only with:
Licensed NBFC partners, such as Century Vehicleloans Private Limited, to process and manage your loan application
Service providers, such as KYC and analytics partners, under confidentiality agreements
Regulatory authorities, when required by law, court orders, or official notices
We ensure that all third parties follow strong data protection standards.
Your data is protected using industry-standard security measures, including:
SSL encryption during data transmission
Strict access controls and monitoring
Secure storage and automatic deletion after use
Regular security updates and audits
Only authorized personnel have access to sensitive user information.
Data is retained only as long as necessary to:
Complete the service or assessment for which it was collected
Comply with legal or regulatory retention periods
Prevent repeat fraud or unauthorized access
After these purposes are fulfilled, the data is permanently deleted from our systems.
This app is intended for users aged 18 years and above. We do not knowingly collect personal data from minors. If such data is inadvertently submitted, it will be promptly deleted.
As a user, you have the right to:
Access the personal information we hold about you
Request corrections or updates to your information
Withdraw your consent for certain permissions
Request deletion of your account and associated data (subject to legal requirements)
File complaints related to data misuse or privacy breaches
To exercise these rights, contact us via the details below.
This Privacy Policy may be updated periodically to reflect changes in regulations, services, or technology. The updated version will be available within the app, and continued use implies acceptance of any changes made.
For any questions, requests, or concerns regarding this Privacy Policy:
📧 Email: service@capitedgefin.com