At Cash Rupee, we value your privacy and are committed to handling your data with transparency, responsibility, and in compliance with applicable regulations. This Privacy Policy explains what information we collect, how we use it, how it is protected, and under what circumstances it may be shared.
By downloading, installing, or using the Cash Rupee app, you consent to the collection and use of your information as described in this policy. If you do not agree with any part of this policy, please discontinue use of the application.
We collect personal details such as your full name, date of birth, phone number, email address, residential address, occupation, and income details. This information helps assess eligibility and prevent fraud. Data is securely uploaded to https://api.cashrupee.net/ and deleted once the evaluation is complete.
To offer you personalized loan options, we access certain financial text messages on your device—such as salary credits, payment alerts, and overdue notices—strictly limited to those received within the past 6 months. This data helps us understand your financial behavior, recommend suitable loan products, and assess your credit capacity. For example, salary and transaction messages help us gauge your income patterns, while late payment alerts assist in evaluating credit risk.
All information is securely encrypted and transmitted only to https://api.cashrupee.net/ for credit assessment purposes. It is permanently deleted once the evaluation is complete. Your privacy and data security are fully protected throughout the process.
Details such as app names, installation and update timestamps, and package names are collected to verify device authenticity and prevent fraudulent activities. The data is securely stored and removed after evaluation.
We collect details about your device, including model, IMEI, Google Advertising ID, operating system version, and screen resolution. This information helps improve our service and enhance security. It is securely transmitted and deleted after assessment.
During the application process, we may request access to your camera or media files to facilitate document uploads, such as KYC verification. All uploaded data is securely transmitted to https://api.cashrupee.net/ and deleted after verification.
We gather data on how you interact with the app, such as page visits, button clicks, feature usage, and session durations. This information helps us detect abnormal usage patterns, enhance user experience, and improve service performance. All such data is securely transmitted to https://api.cashrupee.net/ and deleted after analysis.
We use the information collected for purposes including:
Identity verification and KYC compliance
Loan eligibility assessment and risk evaluation
Preventing fraud and detecting suspicious behavior
Improving app performance and customer support
Fulfilling legal, regulatory, and compliance obligations
You may choose to deny certain permissions, but doing so may limit access to some features of the app.
We do not sell your personal information. We may share your data only with:
Licensed NBFC partners, such as Century Vehicleloans Private Limited, to process and manage your loan application
Service providers, such as KYC and analytics partners, under confidentiality agreements
Regulatory authorities, when required by law, court orders, or official notices
We ensure that all third parties follow strong data protection standards.
Your data is protected using industry-standard security measures, including:
SSL encryption during data transmission
Strict access controls and monitoring
Secure storage and automatic deletion after use
Regular security updates and audits
Only authorized personnel have access to sensitive user information.
Data is retained only as long as necessary to:
Complete the service or assessment for which it was collected
Comply with legal or regulatory retention periods
Prevent repeat fraud or unauthorized access
After these purposes are fulfilled, the data is permanently deleted from our systems.
This app is intended for users aged 18 years and above. We do not knowingly collect personal data from minors. If such data is inadvertently submitted, it will be promptly deleted.
As a user, you have the right to:
Access the personal information we hold about you
Request corrections or updates to your information
Withdraw your consent for certain permissions
Request deletion of your account and associated data (subject to legal requirements)
File complaints related to data misuse or privacy breaches
To exercise these rights, contact us via the details below.
This Privacy Policy may be updated periodically to reflect changes in regulations, services, or technology. The updated version will be available within the app, and continued use implies acceptance of any changes made.
For any questions, requests, or concerns regarding this Privacy Policy:
📧 Email: service@capitedgefin.com